Anhang III 32026D1754

Anhang I des Beschlusses (EU) 2022/911 (EZB/2022/22) wird wie folgt geändert: 1. Teil I wird wie folgt geändert: a) Artikel 5 Absatz 1 Buchstabe f erhält folgende Fassung: ‘(f) if it is an applicant for a TIPS DCA, it has adhered to the SCT Inst scheme by signing the SEPA Instant Credit Transfer Adherence Agreement and, if relevant, it has adhered to the One-Leg Out Instant Credit Transfer (OCT Inst) scheme by signing the One-Leg Out Instant Credit Transfer Adherence Agreement;’. · b) Artikel 5 Absatz 1 Buchstabe g erhält folgende Fassung: ‘(g) if it is an applicant for a TIPS AS technical account, it has provided evidence that the disclosure letter showing their intent to be an SCT Inst compliant Clearing and Settlement Mechanism (CSM) and, if relevant, to be an OCT Inst compliant CSM, has been provided to the European Payments Council (EPC);’. · c) Artikel 5 Absatz 2 Buchstabe c erhält folgende Fassung: ‘(c) if it is an applicant for a TIPS DCA, evidence of their adherence to the SCT Inst scheme by signing the SEPA Instant Credit Transfer Adherence Agreement and, if relevant, that it has adhered to the OCT Inst scheme by signing the One-Leg Out Instant Credit Transfer Adherence Agreement;’. · d) Artikel 5 Absatz 2 Buchstabe d erhält folgende Fassung: ‘(d) if the applicant is applying to use the TIPS AS settlement procedure, evidence that it has provided the EPC with the disclosure letter showing their intent to be an SCT Inst compliant CSM and, if relevant, an OCT Inst compliant CSM;’. · e) Artikel 17 Absatz 1 Buchstabe b erhält folgende Fassung: ‘b) instant payment orders shall be deemed entered into TARGET-ECB and irrevocable at the moment that the relevant funds on the TIPS DCA of the participant or on its TIPS AS technical account are reserved;’. · · 2. Teil V wird wie folgt geändert: a) Artikel 1 Absatz 3 erhält folgende Fassung: ‘3. The TIPS DCA holder shall inform the ECB prior to exercising its option to accept instant payment orders according to the OCT Inst scheme.’ b) Artikel 3 Absätze 1, 2 und 3 erhalten folgende Fassung: ‘1. A TIPS DCA holder may designate one or more reachable parties and shall inform the ECB if any of these reachable parties accept instant payment orders according to the OCT Inst scheme. Reachable parties shall have adhered to the SCT Inst scheme by signing the SEPA Instant Credit Transfer Adherence Agreement, and, if relevant, the OCT Inst Scheme by signing the One-Leg Out Instant Credit Transfer Adherence Agreement. 2. A TIPS DCA holder shall provide evidence to the ECB of each designated reachable party’s adherence to the SCT Inst scheme and, if relevant, the OCT Inst scheme. 3. A TIPS DCA holder shall inform the ECB if any designated reachable party no longer adheres to the SCT Inst scheme and/or, if relevant, the OCT Inst scheme and shall, without undue delay, take steps to prevent the reachable party from accessing the TIPS DCA.’ c) Artikel 4 Absatz 1 Buchstabe aa wird gestrichen. d) Artikel 6 Absatz 3 erhält folgende Fassung: ‘3. After an instant payment order has been accepted as set out in Part I, Article 16, TARGET-ECB shall check if sufficient funds are available on the payer’s TIPS DCA to effect settlement and the following shall apply: a) if sufficient funds are not available, the instant payment order shall be rejected; b) if sufficient funds are available, the corresponding amount shall be reserved while awaiting the payee’s response. In the event of acceptance by the payee of an instant payment order, the order shall be settled and the reservation shall be simultaneously lifted. In the event of rejection by the payee of an instant payment order, or the absence of a timely response, within the meaning of the SCT Inst scheme or the OCT Inst scheme, the instant payment order shall be rejected and the reservation shall be simultaneously lifted.’ · e) Artikel 6 Absatz 5 erhält folgende Fassung: ‘5. Without prejudice to paragraph 3, point (b), the ECB shall reject an instant payment order if the amount of the instant payment order exceeds any applicable credit memorandum balance (CMB).’ f) Artikel 8 Absatz 1 erhält folgende Fassung: ‘1. The TIPS directory is a list of BICs used for the purpose of routing information and comprises the BICs of: a) TIPS DCA holders; b) reachable parties. The TIPS directory shall include information for each BIC as to whether the TIPS DCA holder or reachable party accepts instant payment orders according to the OCT Inst scheme.’ g) Artikel 10 Absatz 4 erhält folgende Fassung: ‘4. The ECB shall process instant payment orders of a TIPS DCA holder whose participation in TARGET-ECB has been suspended or terminated under Part I, Article 24(1) or (2) and in relation to which the ECB has reserved funds on a TIPS DCA pursuant to Part V, Article 6(3), point (b), prior to the suspension or termination.’ · 3. Teil VII wird wie folgt geändert: a) Artikel 1 Absatz 1 erhält folgende Fassung: ‘1. The ECB may on the request of an AS that settles instant payments pursuant to the SCT Inst scheme, and, if relevant, the OCT Inst scheme and, if relevant, near instant payments in its own books, open and operate one or more TIPS AS technical accounts. If the TIPS AS technical account holder exercises its option to accept instant payment orders according to the OCT Inst scheme, it shall inform the ECB accordingly.’ b) Artikel 1 Absätze 5 und 6 erhalten folgende Fassung: ‘5. An ancillary system may send instant payment orders and positive recall answers to any TIPS DCA holder or TIPS AS technical account holder, and it may send instant payment orders according to the OCT Inst scheme to any TIPS DCA holder or TIPS AS technical account holder which has opted to receive them. 6. An ancillary system shall receive and process instant payment orders, recall requests and positive recall answers from any TIPS DCA holder or TIPS AS technical account holder. If it has informed the ECB of the exercise of its option in accordance with paragraph 1, it shall accept instant payment orders according to the OCT Inst scheme from any TIPS DCA holder or TIPS AS technical account holder which has opted to send them.’ c) Artikel 4 Absatz 3 erhält folgende Fassung: ‘3. After an instant payment order has been accepted as set out in Part I, Article 16(1), the ECB shall check if sufficient funds are available on the payer’s TIPS AS technical account to effect settlement and the following shall apply: a) if sufficient funds are not available, the instant payment order shall be rejected; b) if sufficient funds are available, the corresponding amount shall be reserved while awaiting the payee’s response. In the event of acceptance by the payee of an instant payment order, the order shall be settled and the reservation shall be simultaneously lifted. In the event of rejection by the payee of an instant payment order, or the absence of a timely response, within the meaning of the SCT Inst scheme or the OCT Inst scheme, the instant payment order shall be rejected and the reservation shall be simultaneously lifted.’ · d) Artikel 4 Absatz 5 erhält folgende Fassung: ‘5. Without prejudice to paragraph 3(b), the ECB shall reject an instant payment order if the amount of the instant payment order exceeds any applicable credit memorandum balance (CMB).’ e) Artikel 5 Absatz 2 erhält folgende Fassung: ‘2. The recall request shall be forwarded to the payee of the settled instant payment order which may answer with a positive or negative recall answer.’ f) Artikel 7 Absatz 1 erhält folgende Fassung: ‘1. A TIPS AS technical account holder may designate one or more reachable parties. Reachable parties shall have adhered to the SCT Inst scheme signing the SEPA Instant Credit Transfer Adherence Agreement and, if relevant, to the OCT Inst scheme signing the One-Leg Out Instant Credit Transfer Adherence Agreement, and, if they are addressable in TARGET as RTGS DCA holders, addressable BIC holders or as entities referred to in Part III, Article 3(1), point (a) of Guideline (EU) 2022/912 (ECB/2022/8), having been authorised to use an RTGS DCA by way of multi-addressee access, they shall hold a TIPS DCA or be reachable via a TIPS DCA.’ g) Artikel 7 Absatz 2 erhält folgende Fassung: ‘2. A TIPS AS technical account holder shall provide evidence to the ECB of each designated reachable party’s adherence to the SCT Inst scheme and, if relevant, the OCT Inst scheme.’ h) In Artikel 7 wird folgender Absatz 3a eingefügt: ‘(3a) A TIPS AS technical account holder shall inform the ECB if any designated reachable party no longer adheres to the OCT Inst scheme.’ i) Artikel 8 Absatz 1 Buchstabe d wird gestrichen. j) Artikel 9 Absatz 1 erhält folgende Fassung: ‘1. The TIPS directory is a list of BICs used for the purpose of routing information and comprises the BICS of: a) TIPS DCA holders; b) reachable parties. The TIPS directory shall include information for each BIC as to whether the TIPS DCA holder or reachable party accepts instant payment orders according to the OCT Inst scheme.’ k) Artikel 11 Absatz 4 erhält folgende Fassung: ‘4. The ECB shall process instant payment orders of a TIPS AS technical account holder whose participation in TARGET-ECB has been suspended or terminated under Part I, Article 24(1) or (2) and in relation to which the ECB has reserved funds on a TIPS AS technical account pursuant to Part VII, Article 4(3), point (b), prior to the suspension or termination.’ · 4. Anlage I wird wie folgt geändert: a) In Abschnitt 4 Buchstabe d erhält die Tabelle folgende Fassung: ‘Message Type Description Payments Clearing and Settlement (pacs) pacs.002 FIToFIPayment Status Report pacs.004 PaymentReturn pacs.008 FIToFICustomerCreditTransfer pacs.028 FIToFIPaymentStatusRequest Cash Management (camt) camt.003 GetAccount camt.004 ReturnAccount camt.011 ModifyLimit camt.019 ReturnBusinessDayInformation camt.025 Receipt camt.027 ClaimNonReceipt camt.029 ResolutionOfInvestigation camt.050 LiquidityCreditTransfer camt.052 BankToCustomerAccountReport camt.053 BankToCustomerStatement camt.054 BankToCustomerDebitCreditNotification camt.056 FIToFIPaymentCancellationRequest acmt.010 AccountRequestAcknowledgement acmt.011 AccountRequestRejection acmt.015 AccountExcludedMandateMaintenanceRequest admi.004 SystemEventNotification Reference data (reda) reda.016 PartyStatusAdviceV01 reda.022 PartyModificationRequestV01’ · b) Abschnitt 4 Buchstabe e erhält folgende Fassung: ‘e) The following additional message subtypes are used for instant payment orders according to the OCT Inst scheme: Message Type Description pacs.002.001.03 FIToFIPayment Status Report pacs.008.001.08 FIToFICustomerCreditTransfer pacs.028.001.03 FIToFIPaymentStatusRequest · Messages related to instant payment orders according to the OCT Inst scheme will be identified with the suffix XCY in the message exchange protocol.’ c) In Abschnitt 6 erhält der letzte nicht nummerierte Absatz folgende Fassung: ‘If an instant payment order or a positive recall answer is rejected for any reason, the TIPS DCA holder shall receive a payment status report (pacs.002), as described in Chapter 4.2 of the TIPS UDFS. If a liquidity transfer order is rejected for any reason, the TIPS DCA holder shall receive a rejection (camt.025), as described in Chapter 1.6 of the TIPS UDFS.’ · 5. Anlage VI wird wie folgt geändert: a) Artikel 6 Buchstabe c erhält folgende Fassung: ‘c) For each instant payment order or positive recall answer accepted bythe ECB] as set out in Part I, Article 16, a fee of EUR 0,001 shall be charged to both the holder of the TIPS DCA to be debited and to the holder of the TIPS DCA or TIPS AS technical account to be credited, whether or not the instant payment order or positive recall answer settles;’. · b) Abschnitt 7 Absatz 2 Buchstabe c erhält folgende Fassung: ‘c) For each instant payment order or positive recall answer accepted by the ECB as set out in Part I, Article 16, a fee of EUR 0,001 shall be charged to both the holder of the TIPS AS technical account to be debited and to the holder of the TIPS AS technical account or TIPS DCA to be credited, whether or not the instant payment order or positive recall answer settles;’. · ·